Alsis Funds
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Alsis Funds
  • Home
  • The Firm
    • Competitive Advantages
    • Mission, Vision, and Values
    • Objective
    • Track Record
    • Service Providers
  • Investment Strategy
    • Asset Based Lending
    • Investment Process
    • Four Investment Strategies
    • Seniority Level
    • Collateral Type
    • Asset Management Process
  • Mexico Opportunities
    • Senior and Mezzanine Debt
    • SME Financing
    • Housing
    • Financial Sector
    • Energy - Oil Industry
    • Energy - Renewables
  • Contact
  • Loan Pre-Application
    • Housing Sector in Mexico
    • Other Sectors and LatAm
  • Home
  • The Firm
    • Competitive Advantages
    • Mission, Vision, and Values
    • Objective
    • Track Record
    • Service Providers
  • Investment Strategy
    • Asset Based Lending
    • Investment Process
    • Four Investment Strategies
    • Seniority Level
    • Collateral Type
    • Asset Management Process
  • Mexico Opportunities
    • Senior and Mezzanine Debt
    • SME Financing
    • Housing
    • Financial Sector
    • Energy - Oil Industry
    • Energy - Renewables
  • Contact
  • Loan Pre-Application
    • Housing Sector in Mexico
    • Other Sectors and LatAm

SME FINANCING

Small and Medium Enterprises (SMEs) represent 52% of the Mexican GDP
  • SMEs contribute to the creation of 7 out of 10 formal jobs
  • These small businesses do not meet bank lending criteria due to the lack of financial information, informality, and family management
  • Over half of small businesses funding comes from suppliers and less than a third from the banking sector
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  • Funding to financial intermediaries that currently serve the SME segment offering advisory services are attractive investment opportunities to increase financing access to SMEs
  • ​The strict selection criteria of the development banks and pension funds make financial intermediaries target only less risky sectors such as large companies
  • The country needs greater resources to SMEs loans and further advice and support to achieve a change towards best practices. This should reduce implicit risk and increase the credit allocation amount at attractive interest rates